Blog
What documents do I need for my loan application?
Securing a mortgage loan is absolutely vital to purchasing your dream home, unless you happen to have an all cash payment. To help you prepare for what is needed for your loan application, we asked the home financing experts at Edge Home Finance Corporation to answer this question. Below is a list of documents that... Read More
When Should I Refinance?
Interest rates are currently very competitive, hovering around the 3.8% range with some predictions of going even lower. According to Edge Home Finance Corporation, it’s generally a good time to refinance when mortgage rates are 2% lower than the current rate on your loan. It may be a viable option even if the interest rate... Read More
What is an APR?
What is an APR? This question comes up a lot so we invited our expert friends at Edge Home Finance Corporation to answer this one for us. Here is their explanation: The annual percentage rate (APR) is an interest rate reflecting the cost of a mortgage as a yearly rate. This rate is likely to... Read More
What are the most important things to do before putting my house on the market?
Getting your home ready to put on the market is no small task! But, with you focusing your efforts on just a few key areas, you can ensure your house will be showcased in the best possible light and get top dollar for your home. First and foremost, declutter, declutter, declutter! Moving is the perfect... Read More
How do I make a competitive offer when buying a home in a seller’s market?
When you are buying in a sellers’ market, we get it, it’s tough. But, we are here with you to help structure an incredibly competitive offer when you find that home of your dreams! Here are some things to keep in mind: Offer a Competitive Purchase Price You don’t always need to be the top... Read More
What happens when I go under contract when buying or selling a home?
When buying a new home, there are numerous steps to complete once you are under contract. But, don’t worry, we are here to guide you through the process! Inspection – Once you are under contract, we’ll work with you to ensure that you complete your inspection. If you don’t know which inspector to use, we... Read More
I am waiting to buy a new home six months from now. What should I be doing to get ready?
That’s great that you have some time to prepare for your big purchase! There are a few things you can do now that can better facilitate your home purchase when you are ready. If you haven’t already, start narrowing down the neighborhoods and areas that you are interested in living. If you have school-aged children,... Read More
How much money do I need to buy a new home?
Deciding to buy a new home is obviously a big decision and we don’t want you to be caught off guard by some of the additional costs involved with purchasing a home. Here are some costs to keep in mind: Earnest Money & Inspection Typically the money you need upfront to purchase a home prior... Read More
When is the best time to buy a new home?
Ultimately the right time to buy is whatever is best for you. Buying a home is more than just a wise investment; it is also about how you can best take care of your family. With that in mind, there are some differences to consider in timing if you are flexible: January & February Inventory... Read More